Auto Insurance in Louisiana

Auto insurance covers you in the event your vehicle is damaged as a result of an accident. We offer insurance policies that will keep your car covered if it becomes damaged by storms, vandalism, or theft or if you are involved in an accident with another driver. No matter what, we’ve got you covered here at MutliSurance in New Orleans, LA.

Auto Insurance Requirements

Liability is important because it covers you if you cause property damage or injuries to another person.

Liability insurance is legally required in the state of Louisiana for all vehicles.

The minimum required limits are:

Bodily injury coverage for $15,000 for each person
Bodily injury coverage for $30,000 for more than one person
Property damage coverage for $25,000

Remember that these are just minimum requirements; you can always purchase higher limits for full coverage.

Auto Insurance Coverage

You can choose from any of the following coverage to keep your vehicle protected:

Collision- This protects your vehicle if you get into an accident with another driver. It will cover repairing or replacing your vehicle.
Comprehensive- This keeps your vehicle protected in the event it is damaged by theft, vandalism, storms, etc. It will cover the costs of repairing or replacing your vehicle.
Uninsured/underinsured- This keeps your vehicle protected against drivers who do not have insurance. If you get into an accident with an uninsured driver, who is at fault, this will cover your lost wages and medical expenses.
Medical payments- This will cover your medical expenses if you get into an accident and sustain injuries. It will also cover your passengers if they are injured in an accident.
Roadside assistance- This service will cover you if you need a tow for any reason, such as running out of gas or suffering a mechanical breakdown.