While classic cars typically perform the same functions as other vehicles, their value increases over time, requiring unique coverage. MultiSurance specializes in classic car policies, allowing collector car owners to get protection for their assets. Below, we dive into areas that classic car insurance covers.
Classic car insurance offers protection when you or your passengers get injured during an accident. Policies such as medical coverage and uninsured classic car policies will help you pay for your medical costs and loss of income expenses when injuries lead to the loss of a job.
In addition to the above, coverage such as a liability policy will also help you pay for 3rd party injury costs and will pay for the ensuing hospital bills. These expenses include consultation expenses, prescription costs, ambulance fees, and x-ray costs.
Roadside assistance is an essential part of classic car insurance, allowing you to benefit from services such as towing and repair when your vehicle breaks down during your travels. In addition to this, this policy will also cover flat tire changes, fuel delivery, and battery checkups.
If your car gets damaged during covered perils and accidents, policies such as collision and comprehensive will take care of the repair costs. Classic car insurance would also be ideal for covering risks such as theft and providing compensation for replacement costs. Other hazards that classic car insurance will cover include fire, hail, and vandalism.
You may occasionally need to increase your policy limits to handle special emergencies, with classic car insurance providing flexible add-on terms. This helps you bundle additional coverage, such as spare parts coverage and other automotive accessories.
Whether you need classic car insurance to keep your passengers safe or other pedestrians covered, MultiSurance will be your go-to. Contact us today for more information regarding our New Orleans, LA policies to help you kick-start your coverage.
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