When it comes time to shop for auto insurance, there will be numerous questions you must answer for each carrier you want to get a quote from. Though these questions may seem like a nuisance, they are actually vital to determine what coverage options you need and the premiums you’ll pay for those options. To help drivers in New Orleans, LA better understand the reasoning and importance behind these questions, the team at MultiSurance is here to help.
Why Are Auto Insurance Application Questions So Important?
In the most basic sense, auto insurance companies will ask you a variety of questions to help them accurately assess your risk level. Your risk level allows them to adjust the price you pay for insurance coverage based on how much coverage you need and how likely you are to use it. It simply wouldn’t be fair to charge a low-risk driver the same amount as someone with a history of accidents or tickets.
The Types of Questions You Can Expect to Be Asked
- What’s your full name, date of birth, driver’s license number, and address?
- What’s your marital and employment status?
- What’s your vehicle’s year, make, model, license plate number, VIN number, and odometer reading?
- Any accidents or tickets within the past 5-7 years?
- What’s the average mileage you drive in a year?
- Do you have an insurance policy currently?
Looking for Auto Insurance? Contact Us Today!
Though it may seem time-consuming and tedious, it’s vital that you take the time to give honest answers to all of the questions your car insurance company asks. Drivers in New Orleans, LA can count on the team at MultiSurance to help you find the right coverage at the right price. Contact us today to learn more or receive a quote!
