Located strategically alongside Lake Pontchartrain, Lake Borgne, and other noteworthy sailing spots, New Orleans, LA, is indeed a paradise for water lovers. However, before setting out for adventures under the sun, it is key to ensure you have adequate recreational insurance for your water vehicle.
Understanding Recreational Insurance: What’s Covered and What’s Not
Recreational insurance protects your water sports activities, offering coverage for various water vehicles and related equipment, including jet skis and water skis. This kind of insurance covers property damage if your water fun-related activities accidentally harm someone else’s possession. It also includes bodily injury coverage if someone gets hurt due to your water vehicle.
However, recreational insurance does not cover damage dealt to your water vehicle or any water game toys you own. Additionally, this insurance type does not provide comprehensive coverage—your watercraft isn’t protected against potential hazards like theft, vandalism, or severe weather damage. Consequently, while a recreational insurance policy is a boon for regular boaters and water sports enthusiasts, it does not cover all the bases.
Important Factors to Consider When Choosing Recreational Insurance for a Water Vehicle
- The size and market value of your boat and equipment
- How frequently do you engage your boat and equipment
- The size of the policy’s deductible
Trusting MultiSurance for Your Recreational Insurance Needs
With years of positive experience under our belt, MultiSurance has assisted countless New Orleans, LA residents in uncovering and securing the most suitable recreational insurance and other watercraft-related insurance policies. We believe in guiding you through the insurance selection process, helping you pinpoint the finest plans for your equipment, and providing comprehensive policy quotes. You can choose a policy that perfectly aligns with your needs and budget. Begin your insurance journey today with MultiSurance—your valuable assets are worth it.
